Today 10/10/2018 only startup fees are $50.00 for credit repair. So join today!!!!! Great Credit is a necessity.


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Credit utilization

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Credit utilization  is one of the most important factors in determining your credit scores; in fact, it accounts for 30% of your credit score.  It’s something you can control and something that can be improved upon immediately, which makes it a great place to start.  So what is credit utilization? It’s the amount of debt you have relative to your credit limits. It’s best to keep your credit utilization ratio below 30%. This shows creditors that you can manage your available credit responsibly.  You don’t want to have your balances maxed out. For example, if you have a total credit limit of $10,000 and your balance is $3,000, you would be utilizing 30% of your available credit. The lower your credit utilization ratio, the better. There are two ways you can help your credit utilization. First, paying down balances is something that can have an immediate positive effect on your credit report.  Even just diverting a small amount each month can help out, e...
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Tax Withholdings

https://apps.irs.gov/app/withholdingcalculator/index.jsp  Enter your information correctly into the link above to make sure your withholdings is correct!!! Get your money during the year while you need it, instead of at the end of the year!!!! You shouldn't have to struggle all year!!!!
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What is Credit?

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What Is Credit? The concept of credit is nothing new and one that most people have used is some form or another. So, what exactly is credit? Credit is receiving something of value now with the promise to pay for it later. Here’s an example. As a kid, suppose you were in a store and saw something really great that you wanted - a shirt, new shoes, candy - but you didn’t have enough money to buy it. So, what did you do? You begged your parents to buy it and take the money from your next allowance. That’s credit! Or, while at a restaurant you realize you forgot your wallet. Your friend pays for your meal and you pay her back when you find your wallet. That’s credit, too! If you pay back these friendly loans, you build trust with your parents, friends, or whomever else lends you money. This trust helps to build your reputation and increase your chances of borrowing more in the future. This is the same concept that financial institutions, such as banks, use ...
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