What Information Can Be Disputed?

What Information Can Be Disputed?

Technically, you can dispute anything on your credit report. Federal law requires the credit bureau to remove information that’s incomplete, inaccurate, or unverifiable.

- Your social security number (sometimes only the last four digits of your SSN appear on your credit report) 
Payments reported late that were actually paid on time 
Negative information that’s passed the credit reporting time limit can be disputed for credit repair 
Accounts being reported by two collection agencies at once 
Accounts that don’t belong to you
 Accounts reported as closed that are actually open 
Accounts discharged in bankruptcy that are reported delinquent or charged-off


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